first_imgASTON VILLA VS BOURNEMOUTHIf Aston Villa are beaten by Bournemouth at Villa Park they could be relegated, with five games still remaining. A defeat would mean they can win a maximum of 31 points; 17th-placed Norwich, just outside the relegation zone, already have 31. The fact that they have lost seven in a row in the Barclays Premier League – for the second time this season – suggests their fans should start preparing for life in the Championship.CRYSTAL PALACE VS NORWICH CITYPalace remain in a relegation battle and face fellow strugglers Norwich City at Selhurst Park still waiting for their first league win of 2016. Palace drew 2-2 at West Ham United last weekend but since the turn of the year they have drawn two games and lost nine. Norwich last won at Selhurst Park nearly 20 years ago, in May 1996. Since then, Norwich have failed to win in 14 visits, losing eight and drawing six – including the last two.SOUTHAMPTON VS NEWCASTLENewcastle United are in dire trouble. With just seven games remaining they are in penultimate position in the Barclays Premier League and three points from safety. And away from home, Newcastle have a dreadful record. The Magpies have lost 13 of their 16 away games – the most of any Premier League team. They have scored just nine away goals – including two at Norwich – and have lost their last seven away games.SWANSEA CITY VS CHELSEAGuus Hiddink remains in control of Chelsea, five days after the club confirmed that Italy manager Antonio Conte is to be their new first-team head coach, starting from this summer. The 46-year-old former Juventus boss will begin a three-year contract after his country takes part in Euro 2016. Swansea, meanwhile, are 15th, 10 points from the relegation zone. They have won three and drawn one of their last five league games.WATFORD VS EVERTONIn their first season back in the Barclays Premier League, Watford are probably one win away from safety. Currently on 37 points, in 14th place, they are 10 points from the relegation zone. However, they are without a win in five league games, losing their last four, most recently the 4-0 thrashing at Arsenal. Perhaps the Hornets have one eye on their Wembley FA Cup semi-final, against Crystal Palace on April 24, but three more points are crucial.L’POOL VS STOKE CITYAt Anfield, Liverpool have won fewer league games than they have on the road with just five at home and seven away. Indeed, with just five home games left, they could be heading for some unwanted records. Liverpool’s record for fewest home wins in a Premier League season is six, in the 2011-12 season. Stoke have two points more than Liverpool and are one place better off, in eighth.last_img read more

Swim star Schooling ‘really sorry’ for Malaysia jibe

first_imgDon’t miss out on the latest news and information. Trending Articles PLAY LIST 00:50Trending Articles02:11SEA GAMES 2019: PH’s Nesthy Petecio boxing featherweight final (HIGHLIGHTS)08:07Athletes treated to a spectacle as SEA Games 2019 officially ends06:27SEA Games 2019: No surprises as Gilas Pilipinas cruises to basketball gold05:02SEA Games 2019: Philippines clinches historic gold in women’s basketball05:21Drama in karate: Tsukii ‘very sad’ over coach’s bullying, cold shoulder03:24PH’s James Palicte boxing light welterweight final (HIGHLIGHTS) “I’ll do my best in all of them. I’m just going to do my best and let the outcome speak for itself. We have two days to prepare so hopefully we’ll put on a good performance in the Games,” he said.“It’s definitely not like training for me. Every race my dad likes to say race fast and that actually holds a lot of ground. There are a lot of great swimmers in the Southeast Asian region so I gotta be the best as I can to make my country proud.”Sports Related Videospowered by AdSparcRead Next Albay to send off disaster response team to Batangas Marcosian mode: Duterte threatens to arrest water execs ‘one night’ Nadal returns to No. 1 with heavy heart over Barcelona “If I offended anyone, I do apologize… that wasn’t my intention,” the 100m butterfly Olympic gold-medallist told reporters, after arriving for the regional Games in Kuala Lumpur.“I’m really sorry for my comments and I definitely didn’t mean it that way.”FEATURED STORIESSPORTSEnd of his agony? SC rules in favor of Espinosa, orders promoter heirs to pay boxing legendSPORTSRedemption is sweet for Ginebra, Scottie ThompsonSPORTSMayweather beats Pacquiao, Canelo for ‘Fighter of the Decade’Schooling won Singapore’s first and only Olympic gold medal in 2016 in Rio, while neighbouring Malaysia is yet to produce an Olympic champion.The Texas-based swimmer won nine gold medals at the 2015 SEA Games in Singapore, but he said he will contest a smaller programme of six events in Kuala Lumpur, including relays. 787 earthquakes recorded in 24 hours due to restive Taal Volcano 2 nabbed in Bicol drug stings Teen gunned down in Masbatecenter_img Singapore’s Schooling Joseph prepares to compete in the men’s 100m butterfly semi-final during the swimming competition at the 2017 FINA World Championships in Budapest, on July 28, 2017. / AFP PHOTO / CHRISTOPHE SIMONSingapore’s Olympic swimming champion Joseph Schooling has apologized to Malaysians after he raised hackles by promising to “teach them a thing or two” at the Southeast Asian Games.The 22-year-old said he was “really sorry” for his unguarded comments, which made him a target for Malaysian fans. He had earlier insisted the remarks were taken out of context.ADVERTISEMENT MOST READ Ai-Ai delas Alas on Jiro Manio: ‘Sana pinahalagahan niya ang naitulong ko’ Vilma Santos, Luis Manzano warn public of fake account posing as her End of his agony? SC rules in favor of Espinosa, orders promoter heirs to pay boxing legend 787 earthquakes recorded in 24 hours due to restive Taal Volcano LATEST STORIES View commentslast_img read more

Prisoner hangs self in Mahdia lock-ups

first_img– OPR launches investigationA 53-year-old prisoner was found hanging in a cell at Mahdia Police Station on Wednesday.Reports are that Shameer Khan of 111 Miles Mahdia, Region Eight (Potaro-Siparuni) was discovered by Police around 15:40h.The now deceased man was arrested and charged for simple larceny and fined $40,000, with an alternative sentence of 18 months’ imprisonment. He was unable to pay the fine and was placed in custody.The body of Khan is presently at Mahdia Hospital mortuary awaiting a post-mortem examination.The matter is being investigated by the Police’s Office of Professional Responsibility (OPR).last_img

Irfaan Ali confronts David Patterson over lies in Parliament

first_img2019 Budget Debates…after claims PPP did no feasibility study for major projectsDay three of the 2019 Budget Debate ended in an uproar as the parliamentary Opposition took Government to task over what was described as “lies” spoken about infrastructural projects under the People’s Progressive Party/Civic (PPP/C) regime.During his contributions to the debates, Public Infrastructure Minister David Patterson outlined a list of projects, which he claimed the previous Administration went ahead to undertake without conducting any feasibility study.Among those the Minister mentioned was the East Bank (Diamond) to East Coast (Ogle) Road Link Project.“The former President, [Donald] Ramotar, went on a trip [to India] and they sayOpposition MP Irfaan Alihere is US$50 million… and he give it to the Honourable Member Irfaan Ali (then Housing Minister) who drew up a plan and said we gon link this from here to here [with] no feasibility study, none… You can bring it or lay it here and I will apologise to you in public if you bring a feasibility study…” the Public Infrastructure Minister said.However, at the end of Patterson’s 30-plus minute presentation, Ali, a former Housing Minister under the PPP/C Administration, rose to the floor, indicating to the Speaker, Dr Barton Scotland, that a feasibility study was in fact done for the Bypass Road project and that he was in possession of same, as he waved his phone in the air to indicate the document was on the device.Ali added too that he had shown the document to the Clerk of the National Assembly Sherlock Isaacs and offered to hand it over to the Public Infrastructure Minister.“I have here a Government of Guyana Central Housing and Planning Authority (CH&PA) document 2014 – ‘East Bank/East Coast Road Linkage Feasibility Study’. The complete document is here! The Honourable Minister said there exists no feasibility study. I’m saying to this honourable House that this feasibility study exists and the Minister should do the honourable thing, as he suggested, at this time,” Ali contended.The Opposition frontbencher then turned to Patterson telling him, “…You lied in the National Assembly!”At that point, the Public Infrastructure Minister was on his feet but then sat down, as a verbal confrontation erupted between members from the two sides of thePublic Infrastructure Minister David PattersonHouse.The Speaker then said he was surprised at the turn of events as the day’s session wound down, before asking Minister Patterson whether he wanted the floor to speak.In response, the Minister then muttered, “No, sir. I would not even bother, Sir because I have here in my hand, a bible.” He further added, “I was going to address but having something waving in my hand… is not proof of anything. So Sir, I don’t think I need to add anything else,” the Public Infrastructure Minister asserted.Speaker Scotland then informed both Ali and Patterson that they can “solve whatever the difference is they and not have us all try to solve it for them”, before adjourning the day’s session.“Bullyism”Afterwards, Ali told Guyana Times that the Public Infrastructure Minister has “continuously lied to the house and the nation; and it’s time to put a stop to it. That’s why I decided to put a stop to it.”The Opposition MP noted that the coalition Administration believes they can run the country through “bullyism and their high-handed approach” to Government while side-tracking important things.“This whole thing is a side-tracked, they trying to side-track from the exposure from all that is happening in [Patterson’s] Ministry. The person who spoke before him, Bishop Juan Edghill, highlighted all the facts surrounded corruption and the type of governance that is taking place,” Ali related.CorruptionDuring his presentation, Member of Parliament Edghill, the Opposition’s Shadow Infrastructure Minister, outlined a number of projects undertaken by the coalition that are marred by corruption. He wrapped the Public Infrastructure Minister over the new Demerara River Bridge feasibility study; the contract for which saw not only the Patterson breaching the procurement laws but the entire Cabinet as well when they approved the award to a Dutch company.Edghill, however claimed the payment for the study came from an extra budgetary account; that is, the Asphalt Plant of the Demerara Harbour Bridge (DHB). He went on to say that some $227 million was reportedly spent on the feasibility study when the nation was told that the company only got $148 million.“Where did the rest of the money go? We want to know today… because you went into an extra-budgetary account, you took money illegally and paid for a feasibility study that was an unsolicited bid… How much did you spend because you’re asking for another $100 million from the Budget,” Edghill stated.The former Junior Finance Minister continued by upbraiding the Public Infrastructure Minister over the fact that one of the agencies under his Ministry with highest spending, the Guyana Power and Light (GPL), has been without a Board of Directors since January 2017. He also mentioned the fact that an audit report flagged Patterson’s Ministry for failing to produce the requested documents that could account for the $500 million that was supposedly spent on the controversial D’Urban Park Project.This, according to Edghill, is the reason the upkeep of the facility was removed from the Public Infrastructure Ministry and placed under the remit of the National Sports Commission.last_img read more


first_imgThis weekend the sheltered waters of Lough Swilly will come alive with sails big and small, with the slap of oars and paddles.The shoreline and the golden sands of its beaches will play natural backdrop to theatre and games, to families and friends celebrating in the unique surroundings of our coastal environment.On the tables in the courtyard of Rathmullan’s historic Battery there will be an abundance of Donegal’s local food culture: fresh fish and shellfish from local waters; lamb, beef and pork from local fields – all of it turned into an exceptionally simple menu of regional cuisine by talented local chefs. “We wanted this to be an event for everyone,” says Mark Wheeler of Rathmullan House and one of the driving forces behind SeaFest.“For sailors and watersports enthusiasts, be they experienced or novices; for families in search of something active to do with the kids; for people who simply take pleasure in being at the seaside; and of course for everyone who enjoys good local food.”The event will open on Friday evening, 1st July, with the launch of MalinWaters, a new cross-border marine tourism intiative for the the shared maritime zone between Northern Ireland, North West Ireland, and Scotland. MalinWaters is part financed by the European Union’s European Regional Development Fund through INTERREG IVA Cross-Border Programme.“We are delighted to be part of the SeaFest event as it reflects exactly what the project partners are trying to achieve with our new MalinWaters tourism brand,” says Lee-Anne Doherty, the project’s Marketing Officer. “This includes encouraging engagement by local people in marine leisure and waterborne activities, attracting activity enthusiasts to the area and illustrating County Donegal’s significant maritime heritage and linkages.”SALDANHA CUPOn Saturday the action on the water kicks off in earnest with the Saldanha Cup, a traditional cruiser-racer sailing regatta commemorating the 200th anniversary of the sinking of the frigate, the HMS Saldanha. The regatta will start and finish off the pier in Rathmullan with a course taking in the site of the Saldanha wreck near spellbinding Ballymastocker Strand.While the big boats are busy chasing each other up Lough Swilly, the smaller sails will come out to play in the windsurfing competition and SeaFest’s dinghy regatta.“For both of these we’re using formats for varying skill levels and want to encourage as many people to take part as possible,” says Rick LeVert, another of the event’s organisers and one of the volunteers leading Rathmullan’s community sailing and watersports school. “Our main emphasis is on participation, getting active. The windsurfing is being run in heats around a figure-of-eight course. For the dinghies, we’re running a mixed fleet race around an Olympic-style course, but as soon as we have more than six boats of any one design, we’ll split them off into their own fleet to create a more competitive format for them.”But not all the action on the water will be under sail.PADDLE-BOARD RACINGOn Sunday, 2nd July, paddle- board racing moves centre stage on the programme. Joining them on the water will be a fleet of traditional currachs, going head-to-head in an event that could well end up being the highlight of the entire weekend. “In a sense, we wanted to return to the traditional style of a regatta that used to take place on Lough Swilly going as far back as the 1830s,” says Mark Wheeler.”Those events combined sailing with rowing. They were highly spectator-friendly, and more of a community celebration than the specialist events that many modern regattas have become.”The SeaFest shore-side programme is being assembled by the experts at the Earagail Arts Festival.Here too the emphasis is on tradition and activity. ”At the heart of the programme are what we call vintage games,” says Earagail Arts Director, Paul Brown.”These are the traditional classics we all know and love – egg-and-spoon and sack races, sideshow standards such as the dunking booth and ring the bell – but presented with a real sense of drama, comedy, and excitement.”ORGANIC PIGSThat same sense of drama and excitement is on the menu in the courtyard of Rathmullan’s historic Battery, where local organic pigs will be spit-roasted and fish from local waters smoked for all to see.“The experience will be as much about the theatre of great food as the taste,” says Mark Wheeler.”We also have an adventurous culinary side programme planned, ranging from coastal foraging and kitchen gardening to butchery and baking demonstrations.”So, whether you’re a water rat, landlubber, or food lover, put SeaFest in your diary for the 1st, 2nd, and 3rd of July.EndsALL ABOARD FOR SEAFEST 2011 was last modified: June 30th, 2011 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:seafestlast_img read more

How cool is this Hobbit hideaway and creative Donegal cottage?

first_imgA luxury pod and cottage have gone on the market in West Donegal which are the ideal escape for those seeking peace on the Wild Atlantic Way.This very cool old-style cottage combined with a futuristic mountain pod could be yours for €200,000 and above. The Escape. Image: UndertheThatch.co.ukCroPod. Image: UndertheThatch.co.ukThe properties have been hot destinations for holidaymakers to the ‘Coolest Place’ as they had been separately rented as short-stay accommodations by letting site Under the Thatch.UndertheThatch.co.uk was founded by architectural historian and property developer Greg Stevenson, who rescues and restores historic buildings in wonderful locations.This Donegal hideaway is one such gem that was a labour of love of Stevenson’s. He built the CroPod from the underground up – a space which would blend in easily on a Lord of The Rings set.CroPod. Image: UndertheThatch.co.ukCroPod Image: UndertheThatch.co.ukThe listing reads: “CroPod is a newly constructed underground shelter flooded with light, and lined with oak, overlooking a beautiful coastal mountain lake. The inspiration for the design was the ancient archaeology of Ireland.”“An amazing Irish mountain pod in a wilderness location on Donegal’s Wild Atlantic Way. A luxury escape for architects, designers, writers and those who love nature.” The Escape and CroPod. Image: UndertheThatch.co.ukThe approx 269sq ft CroPod sleeps two, while The Escape can sleep up to four people. The properties are being sold together, which are located beside each other and boast huge open mountain views to the lough below. The secluded Port Beach is just a short walk away and the culture rich Glencolmcille village is under 15 minutes away by car.The properties yield a gross income of around €30,000 a year, Stevenson told the Irish Times.Under the Thatch’s Donegal lettings have become famous this summer after Stevenson was featured in the Guardian. The Escape is also known as The Best Irish Cottage as named by the Sunday Times and “the coolest place to stay this summer”, according to the Toronto Globe and Mail.The Escape. Image: UndertheThatch.co.ukThe Escape. Image: UndertheThatch.co.ukThe Escape. Image: UndertheThatch.co.ukThe Escape. Image: UndertheThatch.co.ukYou can still make holiday bookings here and Stevenson told Donegal Daily that all remaining booking are secure.“It’s such a successful cottage that it’s very likely it will be purchased as a holiday let and the new purchaser can take on any bookings that remain. Or it could be that somebody would like to live in the cottage and live off the income from renting CroPod,” he said. The listing describes an idyllic serene setting around the property:“Stay here to discover one of the most remarkable and beautiful landscapes in Ireland – we doubt you’ll ever find better beaches than can be found locally, friendlier people, or such a sense of wilderness.”“The Escape is a traditional Donegal coastal cottage that enjoys a remarkable secluded position overlooking Lougheraherk (lake) in this, the most traditional and picturesque part of Ireland, at Glencolmcille.”Stevenson is looking for offers of over €200,000 on The Escape and the CroPod, if you are interested contact via email at ilovedonegal@gmail.com See more of the two properties athttp://www.underthethatch.co.uk/croaghhttp://www.underthethatch.co.uk/cropodHow cool is this Hobbit hideaway and creative Donegal cottage? was last modified: August 22nd, 2017 by Rachel McLaughlinShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:GlencolmcilleGreg StevensonpropertyWild Atlantic Waylast_img read more

South Africans championing human rights

first_imgBesides the late Nelson Mandela, many other South Africans have stood up for human rights. Among their names, we can count people like Desmond Tutu and Miriam Makeba. They have all devoted their time and talents to improving the lives of all people.Human rights advocates have worked tirelessly to improve the world. Among their number is Desmond Tutu; there are many more. (Image: Kristen Opalinski/LUCSA, Wikipedia)Priya PitamberMany people have championed various human rights causes in South Africa. They were outspoken against abuses during the apartheid years, and remained advocates of human rights for all people in post-apartheid South Africa, some till their deaths.Desmond TutuDesmond Tutu’s hearty laughter matches his passion to improve the lives of people throughout South Africa and the world. Before he became a priest, Desmond Tutu, born in 1931, was a teacher. Following the introduction of Bantu education, however, he decided to join the church.In 1978, he was appointed the general secretary of the South African Council of Churches, where he became vocal about unjust racial laws. He climbed the ladder in the church: in 1985, Tutu was appointed the Bishop of Johannesburg; in 1986, he was chosen as the Archbishop of Cape Town, the head of the Anglican Church in South Africa – hence his affectionate nickname, “The Arch”.He was the first black person to hold the position, the highest in the South African Anglican Church. In 1987, he was also named the president of the All Africa Conference of Churches, a position he held until 1997.Tutu used his position to call for equality, and was a vociferous campaigner for human rights. In 1996, Nelson Mandela appointed him chair of the Truth and Reconciliation Commission, the body set up to investigate human rights violations during the apartheid.Tutu acknowledged that bringing an end to apartheid was a collective effort. “In South Africa, we could not have achieved our freedom and just peace without the help of people around the world,” he wrote on Huffington Post, the American news site, “who through the use of non-violent means, such as boycotts and divestment, encouraged their governments and other corporate actors to reverse decades-long support for the apartheid regime.”Among other accolades, Tutu won the Nobel Peace Prize in 1984, the Albert Schweitzer Prize for Humanitarianism in 1986, and the Gandhi Peace Prize in 2007.Here is his simple message to the world:Helen SuzmanHelen Suzman was an anomaly in parliament – an English-speaking Jewish woman at a time when it was filled with and controlled by predominantly Dutch Reform male Afrikaners. She won her parliamentary seat as a representative of the United Party in 1953, and was an MP for over three decades, resigning in 1989.Throughout her years in parliament, Suzman remained critical of the numerous unjust apartheid laws. She was vocal in her opposition to the death penalty; she argued against banning the South African Communist Party, and she addressed gender discrimination.“For an astonishing 36 years, Suzman was a flickering flame of white conscience in apartheid South Africa,” British newspaper The Guardian wrote. “For 13 of those years she carried that light alone, a one-woman party in a parliamentary sanctum of hostile men.”But leaving parliament was not the end of her involvement in public life: she became the president of the South African Institute of Race Relations and was a member of the Human Rights Commission in a democratic South Africa.Suzman passed away in 2009; in an editorial, The Star newspaper described her as “an icon of anti-apartheid activism and a woman who took a fearless and often lonely stance during the darkest days of our recent history”.Miriam MakebaSinger Miriam Makeba helped to change the world lyric by lyric, yet insisted: “I’m not a political singer.” She told The Guardian: “I don’t know what the word means. People think I consciously decided to tell the world what was happening in South Africa. No! I was singing about my life, and in South Africa we always sang about what was happening to us – especially the things that hurt us.”Makeba came to be known as Mama Africa, along the way winning not only a Grammy Award for her music, but also the Dag Hammarskjold Peace Prize in 1986.In the early 1960s she addressed the United Nations. “I ask you and all the leaders of the world, would you act differently, would you keep silent and do nothing if you were in our place?” she asked. “Would you not resist if you were allowed no rights in your country because the colour of your skin is different to that of the rulers?”After the end of apartheid, Makeba continued her humanitarian work through the Miriam Makeba Rehabilitation Centre for abused girls and the Zenzile Miriam Makeba Foundation. In 2008, at the age of 76, she died after suffering a heart attack.Albie SachsIn an interview with Australia’s ABC, Justice Albie Sachs described being a judge as an extreme sport. As a law student, Sachs took part in the Defiance of Unjust Laws Campaign when he was 17. He also attended the Congress of the People when the Freedom Charter was adopted in Kliptown in 1955.He became a member of the Cape Bar when he was 21, taking on cases in which people had broken racist laws. It made him the subject of security police scrutiny, and eventually he was jailed. By 1966, he was forced into exile, first in England then in Mozambique. In 1988, a bomb placed in his car by South African security agents blew up, causing him to lose an arm and vision in one eye.But that did not stop Sachs from preparing for a democratic constitution. He returned to South Africa in 1990 and became part of the Constitutional Committee. After 1994, Mandela appointed him to serve as a judge of the Constitutional Court.Passionate about art, Sachs was instrumental in choosing many of the works of art on show in the court, the highest in the country. “One artist, Judith Mason, was listening to the Truth Commission processes on the radio while she was painting, and she heard the story of an African woman, a freedom fighter, whose naked body was discovered because the man who executed her pointed out where she’d been buried,” he told ABC about a particular work, The Blue Dress, “and the only covering the body had was a little bit of blue plastic bag over her private parts.“And Judith was very, very moved by this, and she went out and she bought some plastic bags and she sewed them into a dress for the person she called ‘My Sister’, and that dress is now hanging in our court.“And they represent a kind of a spirit of the sacrifice, the loss, the pain that was involved in the treatment of our democracy, but also the spirit soaring and the rights that are now protected.”Sachs was also instrumental in bringing about the Civil Union Act, which grants same-sex couples the right to marry. It made South Africa the fifth country in the world to grant such a right.Would you like to use this article in your publication or on your website? See Using Brand South Africa material.last_img read more

Proactive efforts can curb future legal issues

first_imgShare Facebook Twitter Google + LinkedIn Pinterest The extreme wind and temperature drop in late September reminded me that fall was here, and it will be winter before we know it. Kent told me the last time he was in Wal-Mart that the Christmas decorations were already on display.I’m sure Wal-Mart is proactive because it means more profits. I’m all for planning ahead because it can save on headaches and legal expenditures. In fact, there are several things that should be considered and accomplished before the end of the year. While they will take some time, the cost, if any, is minimal. The savings, however, could be considerable.Start by verifying that your insurance policy contains a list of all current equipment to be covered. Did you purchase or trade any equipment this year and not call the agent to inform him? Double check. You do not want to discover the list is inaccurate when you have a claim.Also, does your insurance policy offer sufficient coverage? When was the last time it was increased? Rely on your agent for advice in this matter. Adequate and appropriate insurance is essential for a busy farming operation.Schedule an appointment with your accountant before the end of the year. Allow sufficient time to take action if that is required. This is probably the single most important appointment your operation needs to make every year. Do not wait until 2016 to find out you have a tax problem. Granted, this year may not be as likely to create income issues, but verify your 2015 financial situation while there is time to act. That is, unless you prefer to pay more taxes than necessary.While visiting with your CPA before the end of the year, it is also a good time for him or her to assess if any changes in business structure that are advisable from an accounting perspective. Review your overall operation as well as individual enterprises.Sit down and do a balance sheet on the same day every year. Actually have one on hand that is consistent from year to year. This is the single best way to figure out how your operation is doing over time. Also, when the banker asks for a balance sheet you have a great starting point. Keep in mind a balance sheet is just a financial picture taken on a specific date, so you will need to revise the figures when a bank asks for it. Updating is far easier than starting from scratch.Keep a close eye on your cash flow. Know the current status of accounts receivables and payables. If this is problematic, develop a plan to address the issue. Ignoring a problem only makes it worse. This year has been challenging for many. Develop an action to the situation instead of a reaction.Make sure your crop insurance claims are filed and processed, if that applies to your situation. Time is money, so it is preferable to have the insurance proceeds in your financial institution or invested in your operation in a timely manner.If you are in a geographic region that has been declared a disaster area, check with the local Farm Service Agency office to see what programs are available. I know there was a disaster declaration for parts of Ohio several months ago. At the time of the official announcement, however, local FSA directors did not know what programs would be offered. I would seek out this information before the end of the year, if applicable to your location.As much as we do not like to think about this, take a look at your existing estate plan. If either you or your spouse passed, do the executed documents accomplish what you planned? Have there been any changes in your family that require modifications to any of the documents? The beautiful thing about computers is that updating wills and trusts is easier than ever. If necessary, schedule an appointment with your attorney so you are certain that your existing plan works for your current situation. And if you do not have an estate plan, now might be a good time to consider having one written. The government will be happy to enact the statutory one for your operation if you don’t create a customized one for your farm. All of the information you have gathered and analyzed for the other end-of-the-year considerations will assist in making this plan quicker and less costly.I know these recommendations are not complicated. One of the things I have learned taking care of calves is that simple things matter. You absolutely must show up twice a day to feed and bed and treat any animals showing signs of sickness. If a calf has scours or respiratory disease (the most common problems), an extra trip or two to provide fluid makes a huge difference. Keep buckets and bottles clean. Do not let the calf get damp or drafted. Get colostrum in a baby as soon as possible after birth. This is not rocket science, but it works. Keeping a business out of legal trouble is not that much different. I am certain some of the more esteemed members of my legal profession would not comprehend or appreciate this comparison, but it works if you are a farmer. Life is difficult enough, so take basic actions to keep the unnecessary complications away.Most importantly, take some time to consider what worked this past year and be grateful. Having a positive, appreciative attitude is the best way to end one season and begin another.last_img read more

Alternatives to Clothes Dryers

first_img Sign up for a free trial and get instant access to this article as well as GBA’s complete library of premium articles and construction details. This article is only available to GBA Prime Members In an American home with a relatively new refrigerator, the clothes dryer usually uses more energy than any other home appliance. An electric clothes dryer draws between 4,000 and 6,000 watts, and costs about 60 cents an hour — about $158 per year, on average — to operate. While a gas dryer may only draw 400 watts of electricity, it also consumes a significant amount of natural gas or propane to dry each load of laundry.Besides using lots of energy, clothes dryers can also contribute to depressurization and backdrafting problems. The typical American clothes dryer is vented to the exterior; when operating, a dryer depressurizes a house at a rate of 100 to 225 cfm. This depressurization, especially when combined with other exhaust appliances operating simultaneously, can cause gas water heaters or wood stoves to backdraft. Even when the dryer isn’t operating, a dryer vent represents a penetration in the thermal envelope that contributes to air leakage.Finally, clothes dryer vents are a major cause of house fires, so a house without a dryer vent is a safer house. For all of these reasons, you may be thinking of living without a clothes dryer.Newer washing machines do a better job of spinning clothes to remove moisture than older models. Still, some people claim that a better spin cycle would reduce drying time. One possible solution is a new appliance called a spin dryer.Of course, moving clothes from the washer to the spin dryer, and then moving the clothes again from the spin dryer to a clothesline or conventional dryer, is a hassle. Moreover, these spin dryers have mixed reviews; according to some users, they don’t really reduce drying time significantly.The most obvious alternative to a clothes dryer is a traditional outdoor clothesline, supplemented by an indoor wooden drying rack.Outdoor clotheslines are… center_img Start Free Trial Already a member? Log inlast_img read more